Using the results from a survey of 2,000 Canadians, we examine the different hypotheses put forward to explain the low demand for long-term care (LTC) insurance. Defining the natural market of LTC insurance as the one catering to individuals aged between 50 and 70, we find that a remarkable share has never been approached to purchase such protection. We estimate that approximately 60% of this natural market is currently under-served.
The government of Canada, through its Skilled Worker Program, selects immigrants based on their education, work experience, knowledge of English and/or French, and other factors. This paper analyzes the employment dynamics of this group of work-ready immigrants in Quebec. We further study the impact of domestic education on future spells of employment and unemployment. We distinguish between "Qualified" and "Unqualified" jobs (corresponding or not corresponding to qualification), education and unemployment in a multiple-spells and multiple-states model.
We combine 3 surveys that cover individuals aged 50 and over in 15 OECD countries. We then use variation in the timing of educational reforms across these countries to investigate the effects of education on health outcomes. Using statistical models that control for possible reverse causality, we find evidence that in several countries, more years of education lead to lower probabilities of self-reported poor health or functional status, and to lower prevalence of diabetes. These effects are larger than without controlling for possible reverse causality.
We examine the health-education gradient in the 2000s among older adults in the United States, Canada, France, the Netherlands, Spain and Italy. Using longitudinal survey data, we assess how incidence rates of poor health, of difficulties with activities of daily living, and of chronic conditions vary by educational attainment across countries. We also examine how potential confounders – demographic characteristics, income, health care use and health behaviours – affect the health-education gradient within countries over time.